by Jeff Bingham | Apr 6, 2017 | Uncategorized
One of the major challenges affecting both advisors and investors is that there is no middle ground between professionals and DIY type investors. For the most part, investors are either totally dependent on an advisor or completely independent. But it doesn’t...
by Jeff Bingham | Mar 8, 2017 | Uncategorized
More and more working women within 3-5 years of retirement are becoming grandmothers and are faced with one of retirement’s most challenging questions. Should they retire early or change their work status in order to be a grandma? This can be a sticky situation...
by Jeff Bingham | Feb 16, 2017 | Uncategorized
Adapted from Dora Grote How to Apply for Financial Aid College is expensive, but it is worth it! Financing postsecondary education can feel very frightening and complicated. The application process can be very stressful. But learning the process and how to proceed...
by Jeff Bingham | Jan 13, 2017 | Uncategorized
Many investors have either heard or read about the retirement income strategy that uses three buckets. Each bucket represents a pot of money with a time frame for its use. The first bucket is typically designated for years 1-5, the second for years 5-15, and the third...
by Jeff Bingham | Dec 19, 2016 | Uncategorized
Article by Rob Russell December 7, 2016 FORBES (Modified by B&H Wealth Strategies) RMDs (Required Minimum Distributions) are mandatory upon reaching age 70 1/2. At this age, and for the rest of your life, you have to start withdrawing money from your...
by Jeff Bingham | Nov 10, 2016 | Uncategorized
Nobody wants to run out of money in retirement, so many people go out of their way to ensure that doesn’t happen. Others, however, exhibit certain types of behaviors, which over time, may prove detrimental to their long-term retirement plans. Regularly tapping...
by Jeff Bingham | Oct 6, 2016 | Uncategorized
New Statistics point out an alarming financial problem. $6,876. That is the average amount of credit card debt owed by an American household headed up by an individual aged 65-69.1 If you are newly retired or close to retiring, that figure may alarm you. It is more...
by Jeff Bingham | Sep 7, 2016 | Uncategorized
Why Life Insurance Matters Besides the death benefit, it may also help you financially during your life. As Bankrate.com noted, 43% of Americans have no life insurance. Some view it as optional; some have simply procrastinated when it comes to buying a policy. Others...
by Jeff Bingham | Jul 25, 2016 | Uncategorized
401(k) There are a number of challenges when it comes to retirement planning. One of the most prominent is figuring out which investment vehicles to use and which ones to avoid. As the Roth 401(k) has increased in popularity recently, more and more investors are...
by Jeff Bingham | Jun 16, 2016 | Uncategorized
In today’s rapidly changing marketplace, investors need to take steps to make the most of their retirement savings while avoiding common mistakes and traps. After years of analyzing a wide variety of client accounts, three typical portfolio mistakes show up on a...
