★ Limited Time Offer
4 Seasons Approach

Go for Gold.
Rates Just Went Higher.

Effective February 9, 2026 — funded on or after this date
MYGA Rates as of 02.09.2026 — Heartland National Life
3-Year
%5.50
Was 5.25%
▲ +0.25%
Most Popular
5-Year
%5.90
Was 5.75%
▲ +0.15%
7-Year
%5.95
Was 5.75%
▲ +0.20%
10-Year
%6.00
Was 5.75%
▲ +0.25%
↑
Annual Free Withdrawals*
Withdraw accumulated interest each year — no Surrender Charges or Market Value Adjustment applied.
♦
Death Benefit
Equals the full Accumulation Value at date of death — not reduced by any negative Market Value Adjustment.

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423-247-1152
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B&H Wealth Strategies
The Retirement Specialist
58 years · Northeast Tennessee & Southwest Virginia
4 Seasons Approach · Faith · Health · Wealth
423-247-1152
jeff@bhretire.com
1402 E. Center St., Kingsport, TN
bhretire.com
Securities and advisory services offered through Silver Oak Securities, Inc., Member FINRA/SIPC. Silver Oak and B&H Wealth Strategies are not affiliated.
www.FINRA.org  |  www.SIPC.org  |  Rates subject to change. Heartland National will honor these rates for all MYGAs funded on or after February 9, 2026, until future rate adjustments occur. All guarantees are based on the claims-paying ability of the issuing insurance company.
*Annual free withdrawals available upon end of 30-day right to examine. © 2026 B&H Wealth Strategies. All rights reserved.