by Jeff Bingham | Jan 17, 2019 | Uncategorized
Whether we retire at age 60, 70, or 80, we need to be prepared for a long retirement. The world’s centenarian population is expected to grow eight fold by 2050 according to a Pew Research Center report of United Nations estimates, with Americans leading the pack in...
by Jeff Bingham | Dec 4, 2018 | Uncategorized
Have you been to a Free Dinner Retirement Event lately? My firm offers these Free Dinner Events regularly. It is my way of meeting nice people who are interested in what we do as a firm and learning how I might can help them. The invitations target those...
by Jeff Bingham | Nov 6, 2018 | Uncategorized
President Trump has recently proposed much needed changes involving Required Minimum Distributions (RMDs) from IRAs. The proposal, if passed, will extend the age in which a retiree must begin to take withdrawals. At present, RMDs must begin on April 1st following the...
by Jeff Bingham | Oct 12, 2018 | Uncategorized
Two factors drove the over 5% drop of the three major U.S. equity indices. One, fears over rising interest rates, and Two, a big selloff of tech shares.1,2 Closing market bid yields for the 10-year and 2-year note were barely changed from Tuesday at 3.22% and 2.88%,...
by Jeff Bingham | Oct 4, 2018 | Uncategorized
There are all sorts of support groups for people going through transitions. There are programs for those struggling with the loss of a loved one, addiction, anger, and divorce, but there aren’t any groups for people struggling with retirement. There’s a...
by Jeff Bingham | Aug 7, 2018 | Uncategorized
An advisor friend shared two frightening withdrawal requests from retired clients that many investors would like to assume would never happen to them. The first was an $85,000 call for funds to cover rehab costs for an adult child. The lethal combination of depression...
by Jeff Bingham | Jun 29, 2018 | Uncategorized
While the typical age gap between married couples is slightly less than four years, couples with age difference of 10 years or more have a few planning opportunities particular to their situation that they need to understand and manage. Take Advantage of 401(k)...
by Jeff Bingham | May 24, 2018 | Uncategorized
Your most valuable asset isn’t your house, car or retirement account. It’s the ability to make a living. Disability insurance pays a portion of your income if you can’t work for an extended period because of an illness or injury. Everybody who relies on a paycheck...
by admin | Apr 23, 2018 | Uncategorized
Retirement mistakes come in all different shapes and sizes with some of the most popular being: •Not saving enough •Not saving at all •Taking a loan against a 401(k) or 403(b) •Withdrawing and spending a former employer’s retirement plan instead of rolling it...
by Jeff Bingham | Mar 21, 2018 | Uncategorized
My Last “views” included my predictions of the 2018 capital markets. I stated that I thought the U.S. and most global markets would be positive for the year. That date was (Read more) ...
