Five Secrets of Successful Investors

Five Secrets of Successful Investors

Did you resolve to become a better investor this year but aren’t sure where to start?  Jeff Bingham firmly believes that these five habits to consider are part of the bedrock to proper retirement planning.  Going it alone is not always the best way, unless you...
Why the 4 Percent Rule is a Planning Tool

Why the 4 Percent Rule is a Planning Tool

Many retirees need more flexibility than the 4 percent rule allows. You’ve probably heard that it’s generally considered safe to withdraw 4 percent of your savings each year in retirement and adjust that initial amount for inflation. This popular 4 percent...
6 Reasons You Need More Money for Retirement

6 Reasons You Need More Money for Retirement

Here’s why your retirement nest egg should have additional funds Americans are living longer, which means additional years of retirement you need to save up for. If your 401(k) plan is doing OK and your IRA is flushed out, you may think you’re doing pretty...
What My Kids Taught Me About Retirement

What My Kids Taught Me About Retirement

Children know how to live in the moment and recover from temporary setbacks. Channeling the kid in you can teach you a lot about how to live a happier life in retirement. Here are a few lessons retirees can learn from children: Be positive and focus on the future....
A Workable Solution for Baby Boomers Near Retirement

A Workable Solution for Baby Boomers Near Retirement

Worried about having enough saved for retirement? Here’s a simple approach: work just a few years longer. By accumulating more savings and shortening your withdrawal period, you’ll reduce the lump sum needed to generate the necessary income at retirement....